Uma análise detalhada e preocupante sobre a política empregada pelas operadoras de cartões de crédito no intuito de manterem os clientes numa situação de endividamento constante - ou melh... pior: crescente.
Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders (2007)
Tomatometer
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Reviews Counted: 48
Fresh: 42
Rotten:6
Average Rating: 7/10
Consensus: Maxed Out's presentation of startling facts and candid interviews put a human face on the issue of debt and financial insecurity.
Theatrical Release:Mar 9, 2007 Limited
Synopsis: Author and filmmaker James D. Scurlock takes on the powerful financial industry in an insightful and infuriating documentary about credit card debt in America. As he crisscrosses the United States,... Author and filmmaker James D. Scurlock takes on the powerful financial industry in an insightful and infuriating documentary about credit card debt in America. As he crisscrosses the United States, Scurlock interviews average Americans whose lives have been ruined by predatory financial lenders. His subjects are from all walks of life--everyone from retired widows in the Midwest, to poverty-stricken Southerners, to two college students who commit suicide due to their insurmountable bills. Scurlock exposes the extortionate rates of the credit card companies, and reveals their practice of preying upon the very people who are least likely to be able to pay their debts. His interviews with a Harvard law professor, debt collectors, and self-help "financial gurus" further expose the shocking corruption within the financial system and the toxic ties between the corporations and the United States government. The subject matter is gripping enough, but Scurlock ups the entertainment value with a pop-music soundtrack and by splicing in archival footage from educational films. MAXED OUT carries an urgent message for the future of America. Scurlock's battle cry is: grab the scissors and destroy your plastic--before it destroys you. [More]
Director: James D. Scurlock
Director: James D. Scurlock
Composer: Benoit Charest
Producer: James D. Scurlock
Studio: Red Envelope Entertainment
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Reviews for Maxed Out: Hard Times, Easy Credit and the Era of...
This muckraking documentary on America's personal-debt crisis lays bare the predatory practices of credit card companies and the Bush administration's cozy relationship with the financial services industry.
Maxed Out focuses on how much we're in hock without ever really wondering why we need to buy.
This scattershot exposé of usurious banking practices examines why the most vulnerable segment of society is victimized by the lending industry and finds a simple answer: It’s obscenely profitable.
The propagandistic Maxed Out is ultimately undermined by the fact that, as vile as many of its corporate interviewees seem, its everyman subjects are often just as culpable in creating and perpetuating the whole mess.
shines a light on one of the most pervasive (and potentially disastrous) problems affecting our society today
[A] dispiriting expose of predatory lending scams that mislead even smart, educated people and a credit-card industry that is designed... to work against the ordinary consumer...
It's a slapdash affair... yet still winds up with a raw, gritty power.
Maxed Out exposes the credit card sham for what it is, and fingers the hustlers who perpetuate it.
...the film will make you think twice about spending money you don't have.
To maximize your return on this useful report, sit through the end credits where Spurlock deposits some of his best material.
Maxed Out doesn’t really offer solutions, probably because there are none. But it does a great job of showing how the rich get richer and the poor foot the bill, plus interest.
A much-needed wake-up call to face the fact that state-sanctioned usury and exorbitant late fees are destroying the prospects of working class citizens of ever achieving anything approaching the American Dream.
As a film, Maxed Out occasionally loses its way with glib choices (get ready to get tired of the song Money) and odd diversions (a segment with a Realtor begins the movie with a whimper, not a bang). But as a cry of outrage, it's spot-on.
If your outrage glands need a workout, be sure to see Maxed Out, a muckraking, emotionally powerful, wickedly entertaining documentary on the dreary-sounding topic of consumer debt.
Maxed Out, while occasionally muddled in its financial details, presents a more-accurate-than-not vision of a nation that is starting to look like a candidate for rehab, on both an individual and a national level, for its addiction to debt.
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